Terms of Service

1. Acceptance of Terms

By accessing and using ThothMind ("the Platform," "we," "our," or "us"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform.

These terms constitute a legally binding agreement between you and ThothMind regarding your use of our stock and cryptocurrency trading platform, including backtesting tools, automated trading bots, strategy optimization, and educational trading games.

2. Platform Description

ThothMind provides the following services:

• Backtesting Engine: Test trading strategies against historical market data
• Strategy Optimization: Advanced tools to refine and improve trading parameters
• Automated Trading Bots: Deploy strategies with live market execution
• Educational Trading Games: Risk-free learning through simulated trading competitions
• Technical Analysis Tools: Comprehensive charting and indicator suite
• Real-time Market Data: Live price feeds for stocks and cryptocurrencies

3. User Responsibilities

3.1 Account Security

• Maintain the confidentiality of your account credentials
• Secure your trading API keys and never share them with others
• Immediately notify us of any unauthorized access to your account
• Use strong, unique passwords and enable two-factor authentication where available

3.2 Trading Responsibilities

• You are solely responsible for all trading decisions and their outcomes
• Thoroughly test strategies in simulation mode before live deployment
• Monitor your automated trading bots regularly
• Ensure sufficient account balances for your trading strategies
• Comply with all applicable financial regulations in your jurisdiction

3.3 Prohibited Activities

• Attempting to hack, reverse engineer, or disrupt the platform
• Using the platform for illegal activities or money laundering
• Sharing account access with unauthorized parties
• Creating multiple accounts to circumvent usage limits
• Using automated tools to overload our systems
• Misrepresenting your identity or providing false information

4. Financial Disclaimers

4.1 No Financial Advice

• ThothMind provides tools and technology, not investment advice
• All trading decisions are yours alone
• We do not guarantee profits or prevent losses
• Historical performance does not predict future results
• Consult with qualified financial advisors before making investment decisions

4.2 Market Risks

• Markets are volatile and unpredictable
• You may lose some or all of your invested capital
• Technical analysis does not guarantee profitable trades
• External factors may affect market conditions
• Automated trading carries additional risks

5. Subscription and Payments

5.1 Subscription Plans

• Free Tier: Limited to 10 daily backtests with basic features
• Pro Plan: $10/month with unlimited access to all features
• Free Trial: 14-day trial period for new Pro subscribers

5.2 Payment Terms

• Subscriptions are billed monthly in advance
• Payment methods include credit cards (via Stripe) and cryptocurrency
• All fees are non-refundable except as required by law
• Price changes will be communicated 30 days in advance
• Failed payments may result in service suspension

5.3 Cancellation

• You may cancel your subscription at any time
• Service continues until the end of your billing period
• No partial refunds for unused time
• Account data is retained according to our Privacy Policy

6. Intellectual Property

ThothMind retains all rights to the platform, including:

• Software algorithms and trading engines
• User interface design and branding
• Documentation and educational content
• Technical indicators and analysis tools

You retain ownership of your trading strategies and data. We do not claim rights to your intellectual property but require limited rights to operate the platform.

7. Platform Availability

7.1 Service Levels

• We strive for 99.5% uptime but cannot guarantee uninterrupted service
• Scheduled maintenance will be announced in advance when possible
• Emergency maintenance may occur without notice
• Third-party service outages may affect platform functionality

7.2 Data Accuracy

• Market data is provided by third-party sources
• We do not guarantee data accuracy or completeness
• Technical indicators are calculated using standard formulas
• Users should verify data independently for critical decisions

8. Limitation of Liability

• We are not responsible for trading losses or missed profits
• Our liability is limited to the fees paid in the preceding 12 months
• We disclaim warranties beyond basic platform functionality
• Users assume all risks associated with trading activities
• Third-party service failures are not our responsibility

9. Account Termination

9.1 User Termination

• You may delete your account at any time through the platform
• All data will be permanently removed within 30 days
• Active subscriptions will be cancelled
• Trading bots will be immediately stopped

9.2 Platform Termination

• We may suspend accounts for terms violations
• 30 days notice will be provided for platform closure
• Data export tools will be provided when possible
• Prepaid subscription fees may be refunded at our discretion

10. Privacy and Data Protection

Your privacy is important to us. Our data collection and usage practices are detailed in our Privacy Policy, which is incorporated into these terms by reference.

• We collect only necessary data for platform operation
• Trading API keys are encrypted before storage
• We do not share personal data with third parties for marketing
• Users have rights to access, correct, and delete their data

11. Dispute Resolution

11.1 Informal Resolution

Before pursuing formal legal action, users agree to attempt good-faith resolution through our support system within 60 days of the dispute arising.

11.2 Arbitration

Disputes that cannot be resolved informally will be settled through binding arbitration under the rules of the applicable arbitration association in our jurisdiction.

12. Compliance and Regulations

• Users must comply with all applicable local, state, and federal laws
• Some jurisdictions may restrict or prohibit automated trading
• Tax obligations for trading profits are the user's responsibility
• KYC/AML requirements may apply based on usage patterns
• Platform access may be restricted in certain jurisdictions

13. Changes to Terms

We may update these Terms of Service to reflect:

• Changes in platform functionality
• Legal or regulatory requirements
• Business model updates
• Security enhancements

Significant changes will be communicated 30 days in advance. Continued use of the platform after changes constitutes acceptance of the updated terms.

14. Contact Information

For questions about these Terms of Service, please contact us:

15. Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect. The unenforceable provision will be replaced with an enforceable provision that most closely reflects the original intent.